529 College Savings Plan Disclosure

Depending upon the laws of the home state of the Account Holder or Beneficiary, favorable state tax treatment or other benefits offered by such home state for investing in 529 college savings plans may only be available for investments in the home state痴 529 college savings plan. You should consult with your financial, tax, or other adviser to learn more about how state-based benefits (including any limitations) would apply to your specific circumstances. You can also contact your or your Beneficiary痴 home state or any other 529 college savings plan to learn more about the features, benefits, and limitations of that state痴 529 college savings plan. Any state-based benefits offered with respect to a particular 529 college savings plan should be one of many appropriately weighted factors to be considered in making an investment decision.